Big data may be a buzzword, but for healthcare payers across the US, its uses are already proving tangible. From predictive analytics to unveiling fresh insight, emerging algorithms are paving the way for a new breed – and few are helping direct the journey better than FICO. With over 57 years’ under their belt, we caught up with Russell Schreiber, VP and Head of FICO’s insurance practice, to find out how big data is changing the game